For strategic partners

Save Retirement for the 50+ Generation

New market for financial groups • CSR with real impact • Fintech combining HEI and reverse mortgage

"We teach young people to invest in local housing in a fun way, while releasing lifetime rent from guaranteed home ownership for their parents from the Husák's children generation to supplement their active retirement."
— HomeGrif Vision 2026

Emergency Retirement Pillar

We're saving the difficult situation of the Husák's children generation, whose most significant (often only) asset is trapped in the property they live in. We unlock it as an emergency retirement pillar with guaranteed lifetime residence.

What does this bring to families?

🏠

Stay in your home

Guaranteed right to stay living at home. No moving, no losing your home.

💰

Inheritance decision

They can decide on inheritance upfront and immediately help their children financially when they need it most.

Better pension

Improve their pension and realize dreams and desires after an active career.

🔄

Sustainable system

We're building foundations for a system where future generations are better equipped with their own capital.

Investment Product for Your Clients

Long-term pension fund with 6-7% p.a. yield

🏠

Quality Residential Assets

Apartments in major district cities SK/CZ. High demand, liquidity, attractive for living.

📈

6-7% p.a. stable yield

For retail and affluent investors. Low volatility, 27-year horizon.

🔒

133% collateral

Every investment secured by real estate. Real assets, not derivatives.

🎓

Young people learn to invest

Fun way to invest in local housing for the next generation.

Strategic Opportunity for Partners Group

🌊

Blue Ocean

New market in saturated house financing segment. First-mover advantage in CEE.

❤️

CSR with real impact

Theme for clear legacy and pedestal — helping society that resonates.

🚀

Fintech investment

Own fintech combining advantages of HEI and reverse mortgage. Phygital distribution.

👨‍👩‍👧

Cross-sell to client's children

"Parents can help you with mortgage down payment through their apartment." New product for existing base.

Key Model Metrics

Simulation: 100 apartments, average value €200K

6-7% Annual yield For end investor
€81M Portfolio value At 5% annual appreciation
133% Collateral ratio Secured by assets
27 years Average lifetime Of rentier contract

Variants for rentiers

Variant Capital Yield
MONTHLY RENT €7.5M 273%
LUMP SUM €15M 288%

Actuarial Assumptions

Schedule 30-minute pitch

HomeGrif provides fintech platform and operating model. Partner brings capital, distribution and shared CSR story.

Schedule 30-minute pitch